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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,120 | $88,585+78.5% | $69,884+126.3% | $134,532+17.5% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -9.79% | 442.80%-452.6pp | 190.81%-200.6pp | 418.27%-428.1pp |
| Employer contribution / active EE | $1,673 | $3,235-48.3% | $2,560-34.7% | $4,741-64.7% |
| Participant deferral / active EE | $5,365 | $4,770+12.5% | $3,848+39.4% | $6,401-16.2% |
| Admin fee / account holder | $0 | $10,441-100.0% | $6,266-100.0% | $11,429-100.0% |