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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,571 | $52,678-2.1% | $75,784-32.0% | $59,633-13.5% |
| Participation rate | 52.0% | 67.2%-15.2pp | 75.8%-23.8pp | 68.7%-16.7pp |
| Annual return | -0.77% | 2.95%-3.7pp | 9.68%-10.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $528 | $2,193-75.9% | $3,323-84.1% | $2,203-76.0% |
| Participant deferral / active EE | $2,253 | $2,591-13.0% | $3,652-38.3% | $3,192-29.4% |
| Admin fee / account holder | $125 | $3,610-96.6% | $5,300-97.7% | $4,297-97.1% |