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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,060 | $56,894-1.5% | $84,753-33.9% | $62,881-10.8% |
| Participation rate | 46.9% | 68.5%-21.7pp | 76.6%-29.7pp | 69.3%-22.4pp |
| Annual return | 11.35% | 6.30%+5.0pp | 22.78%-11.4pp | 20.14%-8.8pp |
| Employer contribution / active EE | $500 | $2,400-79.2% | $3,574-86.0% | $2,281-78.1% |
| Participant deferral / active EE | $2,373 | $2,709-12.4% | $3,712-36.1% | $3,203-25.9% |
| Admin fee / account holder | $178 | $3,581-95.0% | $5,333-96.7% | $4,296-95.9% |