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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,714 | $106,247-32.5% | $96,515-25.7% | $139,466-48.6% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 23.08% | 38.47%-15.4pp | 35.73%-12.6pp | 373.66%-350.6pp |
| Employer contribution / active EE | $907 | $4,106-77.9% | $3,740-75.7% | $4,754-80.9% |
| Participant deferral / active EE | $3,834 | $5,456-29.7% | $4,880-21.4% | $6,712-42.9% |
| Admin fee / account holder | $7 | $7,885-99.9% | $6,735-99.9% | $11,409-99.9% |