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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,956 | $106,247+266.1% | $96,515+303.0% | $139,466+178.9% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 13.17% | 38.47%-25.3pp | 35.73%-22.6pp | 373.66%-360.5pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $7,177 | $5,456+31.5% | $4,880+47.1% | $6,712+6.9% |
| Admin fee / account holder | $857 | $7,885-89.1% | $6,735-87.3% | $11,409-92.5% |