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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,077 | $97,729+155.9% | $83,830+198.3% | $135,379+84.7% |
| Participation rate | 86.7% | 80.0%+6.7pp | 76.1%+10.5pp | 82.6%+4.0pp |
| Annual return | -8.32% | 1287.52%-1295.8pp | 850.97%-859.3pp | 519.79%-528.1pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $8,005 | $4,683+70.9% | $4,082+96.1% | $5,609+42.7% |
| Admin fee / account holder | $932 | $6,674-86.0% | $5,479-83.0% | $10,828-91.4% |