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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,953 | $133,981+153.7% | $112,249+202.9% | $134,532+152.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.13% | 47.16%-69.3pp | 27.48%-49.6pp | 418.27%-440.4pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $12,791 | $5,292+141.7% | $4,729+170.5% | $6,401+99.8% |
| Admin fee / account holder | $5,025 | $7,492-32.9% | $6,412-21.6% | $11,429-56.0% |