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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,681 | $49,891+384.4% | $80,607+199.8% | $75,181+221.5% |
| Participation rate | 23.3% | 55.3%-32.0pp | 67.0%-43.7pp | 67.2%-43.9pp |
| Annual return | 14.88% | 34.67%-19.8pp | 936.11%-921.2pp | 160.69%-145.8pp |
| Employer contribution / active EE | $1,160 | $1,698-31.7% | $2,724-57.4% | $2,671-56.6% |
| Participant deferral / active EE | $3,133 | $2,991+4.7% | $4,448-29.6% | $4,126-24.1% |
| Admin fee / account holder | $11,190 | $3,578+212.8% | $5,379+108.0% | $5,650+98.1% |