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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,926 | $93,117+148.0% | $77,096+199.5% | $134,532+71.7% |
| Participation rate | 26.1% | 74.5%-48.4pp | 67.9%-41.8pp | 81.2%-55.1pp |
| Annual return | -16.15% | 62.67%-78.8pp | 42.35%-58.5pp | 418.27%-434.4pp |
| Employer contribution / active EE | $1,414 | $3,420-58.7% | $2,814-49.8% | $4,741-70.2% |
| Participant deferral / active EE | $3,567 | $5,241-31.9% | $4,429-19.5% | $6,401-44.3% |
| Admin fee / account holder | $13,303 | $6,948+91.5% | $5,428+145.1% | $11,429+16.4% |