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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,429 | $48,053+331.7% | $84,628+145.1% | $72,975+184.2% |
| Participation rate | 28.1% | 57.6%-29.5pp | 68.2%-40.1pp | 69.5%-41.4pp |
| Annual return | 23.14% | 37.39%-14.3pp | 258.80%-235.7pp | 81.01%-57.9pp |
| Employer contribution / active EE | $1,156 | $1,602-27.8% | $2,653-56.4% | $2,440-52.6% |
| Participant deferral / active EE | $2,420 | $2,681-9.7% | $3,900-38.0% | $3,608-32.9% |
| Admin fee / account holder | $1,271 | $3,395-62.6% | $4,914-74.1% | $5,124-75.2% |