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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,337 | $162,136+60.0% | $152,301+70.3% | $154,746+67.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.27% | 91.02%-79.8pp | 80.50%-69.2pp | 172.34%-161.1pp |
| Employer contribution / active EE | $4,541 | $4,890-7.1% | $4,624-1.8% | $4,379+3.7% |
| Participant deferral / active EE | $15,495 | $8,341+85.8% | $8,004+93.6% | $6,730+130.2% |
| Admin fee / account holder | $95,081 | $15,759+503.3% | $14,398+560.4% | $14,365+561.9% |