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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,979 | $106,864-9.2% | $147,318-34.2% | $82,637+17.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 11.81% | 27.49%-15.7pp | 70.43%-58.6pp | 53.51%-41.7pp |
| Employer contribution / active EE | $2,545 | $3,417-25.5% | $4,593-44.6% | $2,552-0.3% |
| Participant deferral / active EE | $4,846 | $6,496-25.4% | $7,906-38.7% | $4,126+17.5% |
| Admin fee / account holder | $5,478 | $8,415-34.9% | $13,708-60.0% | $7,339-25.4% |