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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,452 | $98,766-44.9% | $149,730-63.6% | $79,852-31.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 8.05% | 27.43%-19.4pp | 276.70%-268.7pp | 31.72%-23.7pp |
| Employer contribution / active EE | $2,839 | $3,217-11.8% | $4,645-38.9% | $2,471+14.9% |
| Participant deferral / active EE | $5,073 | $5,681-10.7% | $6,843-25.9% | $3,740+35.6% |
| Admin fee / account holder | $3,504 | $6,052-42.1% | $9,310-62.4% | $5,306-34.0% |