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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY5 years Service code 15 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 55 E 52 ND STREET · NEW YORK, NY 10055 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $588,803 | $91,439+543.9% | $135,974+333.0% | $71,511+723.4% |
| Participation rate | 95.1% | 75.7%+19.4pp | 81.9%+13.2pp | 67.9%+27.2pp |
| Annual return | 16.51% | 29.90%-13.4pp | 68.30%-51.8pp | 28.86%-12.3pp |
| Employer contribution / active EE | $13,460 | $3,705+263.3% | $4,859+177.0% | $2,589+419.9% |
| Participant deferral / active EE | $10,967 | $7,093+54.6% | $7,760+41.3% | $4,291+155.6% |
| Admin fee / account holder | $1,411 | $1,267+11.4% | $10,767-86.9% | $1,588-11.1% |