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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY2 years Service code 15 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 55 E 52 ND STREET · NEW YORK, NY 10055 | Advisory (Participants) | $0 |
MATRIX TRUST COMPANY2 years Filed as: MSCS FINANCIAL SERVICES DIVISION Service code 15 · EIN 33-1151291 717 17TH STREET · DENVER, CO 80202 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,017 | $99,957+459.3% | $149,745+273.3% | $73,497+660.6% |
| Participation rate | 85.7% | 75.7%+10.0pp | 82.5%+3.2pp | 70.7%+15.0pp |
| Annual return | 10.28% | 53.87%-43.6pp | 276.72%-266.4pp | 28.51%-18.2pp |
| Employer contribution / active EE | $12,817 | $3,191+301.6% | $4,646+175.9% | $2,270+464.6% |
| Participant deferral / active EE | $9,780 | $6,073+61.1% | $6,843+42.9% | $3,740+161.5% |
| Admin fee / account holder | $1,053 | $551+91.2% | $9,312-88.7% | $513+105.3% |