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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY4 years Service code 15 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY7 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 55 E 52 ND STREET · NEW YORK, NY 10055 | Advisory (Participants) | $0 |
MATRIX TRUST COMPANY4 years Filed as: MSCS FINANCIAL SERVICES DIVISION Service code 15 · EIN 33-1151291 717 17TH STREET · DENVER, CO 80202 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,447 | $84,499+518.3% | $125,391+316.7% | $66,949+680.4% |
| Participation rate | 89.5% | 76.4%+13.1pp | 82.4%+7.1pp | 69.8%+19.7pp |
| Annual return | -15.76% | -8.49%-7.3pp | 572.41%-588.2pp | 1.57%-17.3pp |
| Employer contribution / active EE | $13,321 | $3,554+274.9% | $4,816+176.6% | $2,545+423.4% |
| Participant deferral / active EE | $10,770 | $6,785+58.7% | $7,448+44.6% | $4,239+154.1% |
| Admin fee / account holder | $1,601 | $685+133.7% | $10,009-84.0% | $594+169.8% |