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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY6 years Service code 15 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 55 E 52 ND STREET · NEW YORK, NY 10055 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $675,841 | $101,672+564.7% | $147,117+359.4% | $74,478+807.4% |
| Participation rate | 98.0% | 75.5%+22.5pp | 82.2%+15.8pp | 67.2%+30.8pp |
| Annual return | 12.89% | 8757.83%-8744.9pp | 420.54%-407.7pp | 1370.56%-1357.7pp |
| Employer contribution / active EE | $14,555 | $3,813+281.7% | $4,932+195.1% | $2,626+454.2% |
| Participant deferral / active EE | $10,942 | $7,305+49.8% | $8,065+35.7% | $4,350+151.5% |
| Admin fee / account holder | $1,284 | $1,753-26.8% | $12,993-90.1% | $1,946-34.0% |