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| Provider | Service type | Compensation |
|---|---|---|
MATRIX TRUST COMPANY6 years Service code 15 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202 | Recordkeeping | $0 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310632 55 E 52 ND STREET · NEW YORK, NY 10055 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $675,841 | $101,499+565.9% | $147,005+359.7% | $74,546+806.6% |
| Participation rate | 98.0% | 75.5%+22.5pp | 82.2%+15.8pp | 67.2%+30.8pp |
| Annual return | 12.89% | 8732.34%-8719.5pp | 418.76%-405.9pp | 1366.03%-1353.1pp |
| Employer contribution / active EE | $14,555 | $3,811+281.9% | $4,934+195.0% | $2,624+454.6% |
| Participant deferral / active EE | $10,942 | $7,304+49.8% | $8,070+35.6% | $4,347+151.7% |
| Admin fee / account holder | $1,284 | $1,748-26.5% | $13,006-90.1% | $1,944-33.9% |