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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,585 | $73,978-46.5% | $96,515-59.0% | $75,173-47.3% |
| Participation rate | 52.6% | 66.4%-13.9pp | 74.3%-21.8pp | 67.2%-14.6pp |
| Annual return | 19.06% | 26.72%-7.7pp | 35.73%-16.7pp | 160.72%-141.7pp |
| Employer contribution / active EE | $1,254 | $2,931-57.2% | $3,740-66.5% | $2,671-53.1% |
| Participant deferral / active EE | $1,752 | $3,660-52.1% | $4,880-64.1% | $4,126-57.5% |
| Admin fee / account holder | $2,808 | $5,219-46.2% | $6,735-58.3% | $5,651-50.3% |