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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,639 | $65,367-60.8% | $92,915-72.4% | $72,976-64.9% |
| Participation rate | 64.0% | 68.3%-4.3pp | 76.0%-12.0pp | 69.5%-5.5pp |
| Annual return | 24.75% | 42.11%-17.4pp | 109.45%-84.7pp | 81.02%-56.3pp |
| Employer contribution / active EE | $1,297 | $2,594-50.0% | $3,653-64.5% | $2,440-46.9% |
| Participant deferral / active EE | $1,934 | $3,128-38.2% | $4,238-54.4% | $3,608-46.4% |
| Admin fee / account holder | $155 | $4,251-96.3% | $5,796-97.3% | $5,124-97.0% |