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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,937 | $72,273-55.8% | $101,275-68.5% | $79,856-60.0% |
| Participation rate | 64.6% | 68.5%-3.9pp | 75.8%-11.3pp | 69.6%-5.1pp |
| Annual return | 23.31% | 22.30%+1.0pp | 46.48%-23.2pp | 31.71%-8.4pp |
| Employer contribution / active EE | $1,304 | $2,691-51.5% | $3,660-64.4% | $2,471-47.2% |
| Participant deferral / active EE | $2,169 | $3,282-33.9% | $4,371-50.4% | $3,741-42.0% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |