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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,600 | $64,729-48.1% | $112,263-70.1% | $68,490-50.9% |
| Participation rate | 78.3% | 67.2%+11.2pp | 75.1%+3.3pp | 67.9%+10.4pp |
| Annual return | -20.16% | -11.40%-8.8pp | 27.49%-47.7pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,806 | $2,746-34.2% | $3,636-50.3% | $2,597-30.5% |
| Participant deferral / active EE | $2,729 | $3,566-23.5% | $4,729-42.3% | $4,028-32.2% |
| Admin fee / account holder | $1,062 | $5,222-79.7% | $6,410-83.4% | $5,403-80.3% |