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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,248 | $135,956+64.2% | $123,894+80.2% | $273,972-18.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.30% | 56.63%-56.3pp | 47.52%-47.2pp | 41.46%-41.2pp |
| Employer contribution / active EE | $12,637 | $5,170+144.4% | $4,617+173.7% | $4,869+159.6% |
| Participant deferral / active EE | $9,762 | $6,343+53.9% | $5,984+63.1% | $5,287+84.6% |
| Admin fee / account holder | $1,678 | $9,817-82.9% | $8,357-79.9% | $10,133-83.4% |