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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,306 | $160,040+105.1% | $147,096+123.2% | $145,877+125.1% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 6.34% | 98.49%-92.2pp | 419.75%-413.4pp | 551.28%-544.9pp |
| Employer contribution / active EE | $10,466 | $5,289+97.9% | $4,936+112.0% | $4,663+124.4% |
| Participant deferral / active EE | $14,038 | $8,429+66.5% | $8,071+73.9% | $6,691+109.8% |
| Admin fee / account holder | $2,921 | $15,050-80.6% | $13,005-77.5% | $13,402-78.2% |