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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,243 | $176,105+65.4% | $159,474+82.6% | $167,536+73.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 1.01% | 331.91%-330.9pp | 263.68%-262.7pp | 478.82%-477.8pp |
| Employer contribution / active EE | $10,571 | $5,299+99.5% | $4,831+118.8% | $4,839+118.5% |
| Participant deferral / active EE | $15,603 | $7,751+101.3% | $7,353+112.2% | $6,342+146.0% |
| Admin fee / account holder | $47,756 | $12,559+280.2% | $10,802+342.1% | $12,315+287.8% |