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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,566 | $72,177-5.0% | $115,038-40.4% | $59,633+15.0% |
| Participation rate | 62.7% | 72.6%-9.8pp | 81.4%-18.6pp | 68.7%-5.9pp |
| Annual return | 3.48% | 12.02%-8.5pp | 26.14%-22.7pp | 2041.45%-2038.0pp |
| Employer contribution / active EE | $1,293 | $2,841-54.5% | $4,608-71.9% | $2,203-41.3% |
| Participant deferral / active EE | $4,965 | $4,783+3.8% | $6,026-17.6% | $3,192+55.6% |
| Admin fee / account holder | $224 | $4,927-95.4% | $8,175-97.3% | $4,297-94.8% |