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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,535 | $85,766+20.7% | $136,298-24.0% | $70,126+47.6% |
| Participation rate | 65.5% | 74.2%-8.6pp | 81.9%-16.4pp | 69.5%-4.0pp |
| Annual return | 17.20% | 31.46%-14.3pp | 5156.27%-5139.1pp | 73.15%-55.9pp |
| Employer contribution / active EE | $1,733 | $2,966-41.6% | $4,696-63.1% | $2,343-26.0% |
| Participant deferral / active EE | $6,742 | $5,051+33.5% | $6,247+7.9% | $3,332+102.4% |
| Admin fee / account holder | $6,213 | $5,421+14.6% | $9,244-32.8% | $4,645+33.7% |