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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,137 | $106,524+112.3% | $152,301+48.5% | $87,485+158.5% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.4%-15.8pp | 68.9%-2.3pp |
| Annual return | 14.55% | 26.89%-12.3pp | 80.50%-65.9pp | 26.06%-11.5pp |
| Employer contribution / active EE | $2,673 | $3,371-20.7% | $4,624-42.2% | $2,596+3.0% |
| Participant deferral / active EE | $10,321 | $6,525+58.2% | $8,004+29.0% | $4,274+141.5% |
| Admin fee / account holder | $6,179 | $8,287-25.4% | $14,398-57.1% | $7,775-20.5% |