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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,194 | $98,776+62.2% | $149,745+7.0% | $79,856+100.6% |
| Participation rate | 67.2% | 75.8%-8.6pp | 82.5%-15.3pp | 69.6%-2.4pp |
| Annual return | 19.18% | 27.38%-8.2pp | 276.72%-257.5pp | 31.71%-12.5pp |
| Employer contribution / active EE | $2,334 | $3,217-27.5% | $4,646-49.8% | $2,471-5.6% |
| Participant deferral / active EE | $9,271 | $5,681+63.2% | $6,843+35.5% | $3,741+147.9% |
| Admin fee / account holder | $15,730 | $6,053+159.9% | $9,312+68.9% | $5,306+196.4% |