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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,398 | $76,407+74.6% | $150,298-11.2% | $82,448+61.8% |
| Participation rate | 58.2% | 66.4%-8.2pp | 77.8%-19.5pp | 68.1%-9.8pp |
| Annual return | 16.33% | 39.99%-23.7pp | 62.79%-46.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $2,010 | $2,614-23.1% | $4,154-51.6% | $2,551-21.2% |
| Participant deferral / active EE | $6,049 | $3,214+88.2% | $5,453+10.9% | $4,139+46.1% |
| Admin fee / account holder | $13,758 | $6,352+116.6% | $14,116-2.5% | $7,234+90.2% |