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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,358 | $81,358+43.0% | $155,556-25.2% | $80,959+43.7% |
| Participation rate | 69.1% | 66.3%+2.9pp | 78.2%-9.1pp | 67.7%+1.4pp |
| Annual return | 11.04% | 33.39%-22.3pp | 64.84%-53.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $2,427 | $3,106-21.9% | $4,675-48.1% | $2,757-12.0% |
| Participant deferral / active EE | $6,405 | $3,455+85.4% | $5,631+13.7% | $4,300+48.9% |
| Admin fee / account holder | $25,009 | $7,994+212.9% | $15,885+57.4% | $6,925+261.1% |