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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,167 | $175,259-18.3% | $149,723-4.4% | $139,487+2.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.33% | 166.82%-144.5pp | 134.50%-112.2pp | 373.84%-351.5pp |
| Employer contribution / active EE | $13,724 | $5,478+150.5% | $4,821+184.6% | $4,755+188.6% |
| Participant deferral / active EE | $11,183 | $6,522+71.5% | $5,682+96.8% | $6,713+66.6% |
| Admin fee / account holder | $2,184 | $16,158-86.5% | $13,215-83.5% | $11,407-80.9% |