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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,404 | $202,342-47.4% | $172,753-38.4% | $152,909-30.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.81% | 1029.88%-1008.1pp | 803.00%-781.2pp | 345.46%-323.7pp |
| Employer contribution / active EE | $9,686 | $5,857+65.4% | $5,144+88.3% | $4,764+103.3% |
| Participant deferral / active EE | $8,449 | $5,948+42.0% | $5,198+62.6% | $5,851+44.4% |
| Admin fee / account holder | $27,883 | $17,112+62.9% | $13,956+99.8% | $11,601+140.4% |