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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,572 | $209,422-49.6% | $178,503-40.9% | $158,982-33.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.31% | 188.81%-171.5pp | 151.12%-133.8pp | 302.99%-285.7pp |
| Employer contribution / active EE | $13,366 | $5,707+134.2% | $5,011+166.7% | $4,763+180.6% |
| Participant deferral / active EE | $9,521 | $5,955+59.9% | $5,202+83.0% | $5,983+59.1% |
| Admin fee / account holder | $27,232 | $17,079+59.4% | $13,987+94.7% | $11,252+142.0% |