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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,959 | $217,432-48.5% | $185,851-39.8% | $167,553-33.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.14% | 148.43%-131.3pp | 122.11%-105.0pp | 478.89%-461.7pp |
| Employer contribution / active EE | $10,267 | $5,874+74.8% | $5,168+98.7% | $4,840+112.1% |
| Participant deferral / active EE | $9,050 | $6,357+42.4% | $5,569+62.5% | $6,343+42.7% |
| Admin fee / account holder | $20,160 | $19,820+1.7% | $16,245+24.1% | $12,316+63.7% |