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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,917 | $73,940-73.1% | $96,496-79.4% | $75,173-73.5% |
| Participation rate | 87.3% | 66.4%+20.9pp | 74.3%+12.9pp | 67.2%+20.1pp |
| Annual return | 7.12% | 26.71%-19.6pp | 35.70%-28.6pp | 160.65%-153.5pp |
| Employer contribution / active EE | $7,137 | $2,929+143.7% | $3,738+90.9% | $2,670+167.3% |
| Participant deferral / active EE | $808 | $3,659-77.9% | $4,879-83.4% | $4,126-80.4% |
| Admin fee / account holder | $7,402 | $5,216+41.9% | $6,731+10.0% | $5,651+31.0% |