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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,917 | $73,988-73.1% | $96,538-79.4% | $75,177-73.5% |
| Participation rate | 87.3% | 66.4%+20.8pp | 74.3%+12.9pp | 67.2%+20.1pp |
| Annual return | 7.12% | 26.73%-19.6pp | 35.74%-28.6pp | 160.75%-153.6pp |
| Employer contribution / active EE | $7,137 | $2,930+143.6% | $3,740+90.8% | $2,671+167.2% |
| Participant deferral / active EE | $808 | $3,660-77.9% | $4,880-83.4% | $4,126-80.4% |
| Admin fee / account holder | $7,402 | $5,220+41.8% | $6,737+9.9% | $5,651+31.0% |