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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,452 | $64,706-80.8% | $112,244-88.9% | $68,498-81.8% |
| Participation rate | 84.8% | 67.1%+17.6pp | 75.1%+9.7pp | 67.9%+16.9pp |
| Annual return | -18.92% | -11.40%-7.5pp | 27.46%-46.4pp | -7.84%-11.1pp |
| Employer contribution / active EE | $9,007 | $2,746+228.0% | $3,635+147.8% | $2,596+246.9% |
| Participant deferral / active EE | $601 | $3,565-83.1% | $4,728-87.3% | $4,027-85.1% |
| Admin fee / account holder | $1,659 | $5,231-68.3% | $6,411-74.1% | $5,403-69.3% |