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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,372 | $88,672+0.8% | $105,223-15.1% | $82,448+8.4% |
| Participation rate | 84.6% | 67.9%+16.7pp | 75.0%+9.6pp | 68.1%+16.5pp |
| Annual return | 10.45% | 30.86%-20.4pp | 180.65%-170.2pp | 41.64%-31.2pp |
| Employer contribution / active EE | $3,182 | $3,048+4.4% | $3,689-13.7% | $2,551+24.7% |
| Participant deferral / active EE | $2,875 | $4,036-28.8% | $5,072-43.3% | $4,139-30.6% |
| Admin fee / account holder | $11,568 | $7,146+61.9% | $8,859+30.6% | $7,234+59.9% |