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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,568 | $81,476-10.9% | $102,383-29.1% | $80,925-10.3% |
| Participation rate | 94.7% | 66.8%+27.9pp | 74.5%+20.2pp | 67.7%+27.1pp |
| Annual return | 8.72% | 25.59%-16.9pp | 24.94%-16.2pp | 35.65%-26.9pp |
| Employer contribution / active EE | $3,222 | $3,105+3.8% | $3,870-16.8% | $2,756+16.9% |
| Participant deferral / active EE | $2,420 | $3,871-37.5% | $5,060-52.2% | $4,299-43.7% |
| Admin fee / account holder | $3,973 | $6,717-40.9% | $8,391-52.7% | $6,940-42.8% |