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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,380 | $117,904-73.4% | $102,457-69.4% | $145,978-78.5% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.78% | 31.80%-21.0pp | 29.41%-18.6pp | 550.52%-539.7pp |
| Employer contribution / active EE | $1,549 | $3,613-57.1% | $3,022-48.8% | $4,662-66.8% |
| Participant deferral / active EE | $2,133 | $5,733-62.8% | $5,054-57.8% | $6,690-68.1% |
| Admin fee / account holder | $13,268 | $13,329-0.5% | $9,451+40.4% | $13,400-1.0% |