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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,247 | $103,392-57.2% | $87,104-49.2% | $152,897-71.1% |
| Participation rate | 60.9% | 79.4%-18.5pp | 76.9%-16.0pp | 82.5%-21.6pp |
| Annual return | 14.75% | 28.10%-13.3pp | 28.19%-13.4pp | 345.43%-330.7pp |
| Employer contribution / active EE | $1,869 | $3,221-42.0% | $2,521-25.9% | $4,764-60.8% |
| Participant deferral / active EE | $2,743 | $4,778-42.6% | $4,048-32.2% | $5,851-53.1% |
| Admin fee / account holder | $106,701 | $12,194+775.0% | $7,491+1324.4% | $11,599+819.9% |