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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,594 | $110,212-70.4% | $96,534-66.2% | $139,466-76.6% |
| Participation rate | 41.2% | 78.1%-36.9pp | 76.0%-34.8pp | 80.3%-39.2pp |
| Annual return | 14.06% | 26.42%-12.4pp | 25.88%-11.8pp | 373.66%-359.6pp |
| Employer contribution / active EE | $2,253 | $3,620-37.8% | $2,965-24.0% | $4,754-52.6% |
| Participant deferral / active EE | $2,900 | $5,547-47.7% | $4,851-40.2% | $6,712-56.8% |
| Admin fee / account holder | $8,004 | $11,599-31.0% | $8,253-3.0% | $11,409-29.8% |