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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,645 | $75,183+77.8% | $123,894+7.9% | $55,167+142.3% |
| Participation rate | 90.0% | 72.8%+17.2pp | 81.4%+8.6pp | 69.0%+21.0pp |
| Annual return | 6.30% | 19.01%-12.7pp | 47.52%-41.2pp | 169.23%-162.9pp |
| Employer contribution / active EE | $4,169 | $2,823+47.7% | $4,617-9.7% | $1,963+112.4% |
| Participant deferral / active EE | $6,504 | $5,084+27.9% | $5,984+8.7% | $3,054+113.0% |
| Admin fee / account holder | $14,015 | $663+2015.3% | $8,357+67.7% | $504+2681.3% |