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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT2 years Service code 27 · EIN 41-1416330 | Advisory (Plan) | $40,510 |
Service code 37 · EIN 04-2647786 | Loan Processing | $32,845 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,955 | $93,598+120.0% | $135,974+51.5% | $75,173+174.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.63% | 30.89%-14.3pp | 68.30%-51.7pp | 160.72%-144.1pp |
| Employer contribution / active EE | $6,933 | $3,538+96.0% | $4,859+42.7% | $2,671+159.6% |
| Participant deferral / active EE | $13,153 | $6,405+105.3% | $7,760+69.5% | $4,126+218.8% |
| Admin fee / account holder | $578 | $6,978-91.7% | $10,767-94.6% | $5,651-89.8% |