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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT1 year Service code 27 · EIN 41-1416330 | Advisory (Plan) | $40,475 |
Service code 37 · EIN 04-2647786 | Loan Processing | $32,084 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,043 | $82,674+99.6% | $125,381+31.6% | $68,486+141.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.66% | -5.97%-9.7pp | 572.31%-588.0pp | -7.85%-7.8pp |
| Employer contribution / active EE | $6,768 | $3,382+100.1% | $4,815+40.5% | $2,597+160.6% |
| Participant deferral / active EE | $10,904 | $6,111+78.4% | $7,448+46.4% | $4,028+170.7% |
| Admin fee / account holder | $554 | $6,277-91.2% | $10,007-94.5% | $5,404-89.8% |