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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,210 | $174,379+126.6% | $152,093+159.8% | $138,895+184.5% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 12.53% | 74.86%-62.3pp | 66.36%-53.8pp | 145.39%-132.9pp |
| Employer contribution / active EE | $3,092 | $4,652-33.5% | $4,175-25.9% | $4,194-26.3% |
| Participant deferral / active EE | $5,625 | $6,159-8.7% | $5,451+3.2% | $6,396-12.1% |
| Admin fee / account holder | $41,953 | $16,880+148.5% | $14,497+189.4% | $12,562+234.0% |