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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,714 | $202,342+5.6% | $172,752+23.7% | $152,897+39.8% |
| Participation rate | 93.3% | 87.1%+6.3pp | 82.6%+10.7pp | 82.5%+10.9pp |
| Annual return | 4.72% | 1029.83%-1025.1pp | 802.97%-798.3pp | 345.43%-340.7pp |
| Employer contribution / active EE | $3,787 | $5,858-35.4% | $5,144-26.4% | $4,764-20.5% |
| Participant deferral / active EE | $7,563 | $5,948+27.2% | $5,198+45.5% | $5,851+29.3% |
| Admin fee / account holder | $6,572 | $17,111-61.6% | $13,955-52.9% | $11,599-43.3% |