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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,249 | $183,627+49.9% | $155,602+76.9% | $145,978+88.6% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 12.89% | 61.32%-48.4pp | 64.81%-51.9pp | 550.52%-537.6pp |
| Employer contribution / active EE | $3,965 | $5,316-25.4% | $4,675-15.2% | $4,662-14.9% |
| Participant deferral / active EE | $7,533 | $6,466+16.5% | $5,629+33.8% | $6,690+12.6% |
| Admin fee / account holder | $14,374 | $19,327-25.6% | $15,923-9.7% | $13,400+7.3% |