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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,129 | $124,314+160.7% | $109,163+196.9% | $167,518+93.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 17.75% | 26.04%-8.3pp | 25.75%-8.0pp | 478.71%-461.0pp |
| Employer contribution / active EE | $5,537 | $4,209+31.5% | $3,723+48.7% | $4,838+14.4% |
| Participant deferral / active EE | $5,090 | $5,256-3.2% | $4,654+9.4% | $6,342-19.7% |
| Admin fee / account holder | $532 | $7,973-93.3% | $6,754-92.1% | $12,312-95.7% |