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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,405 | $106,247+129.1% | $96,515+152.2% | $139,466+74.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 0.79% | 38.47%-37.7pp | 35.73%-34.9pp | 373.66%-372.9pp |
| Employer contribution / active EE | $4,099 | $4,106-0.2% | $3,740+9.6% | $4,754-13.8% |
| Participant deferral / active EE | $3,132 | $5,456-42.6% | $4,880-35.8% | $6,712-53.3% |
| Admin fee / account holder | $784 | $7,885-90.1% | $6,735-88.4% | $11,409-93.1% |