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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,253 | $115,814+132.5% | $101,275+165.9% | $158,982+69.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -2.18% | 56.16%-58.3pp | 46.48%-48.7pp | 302.99%-305.2pp |
| Employer contribution / active EE | $6,169 | $4,176+47.7% | $3,660+68.5% | $4,763+29.5% |
| Participant deferral / active EE | $6,015 | $4,958+21.3% | $4,371+37.6% | $5,983+0.5% |
| Admin fee / account holder | $549 | $7,249-92.4% | $5,948-90.8% | $11,252-95.1% |