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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,636 | $64,920+24.2% | $103,693-22.2% | $86,983-7.3% |
| Participation rate | 74.7% | 63.6%+11.1pp | 72.6%+2.0pp | 69.5%+5.1pp |
| Annual return | 5.85% | 30.29%-24.4pp | 47.61%-41.8pp | 25.83%-20.0pp |
| Employer contribution / active EE | $2,444 | $2,141+14.2% | $2,920-16.3% | $2,584-5.4% |
| Participant deferral / active EE | $2,573 | $3,241-20.6% | $4,579-43.8% | $4,194-38.6% |
| Admin fee / account holder | $1,078 | $6,191-82.6% | $7,858-86.3% | $7,856-86.3% |