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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,285 | $60,139-14.7% | $90,461-43.3% | $79,856-35.8% |
| Participation rate | 89.6% | 65.0%+24.6pp | 72.7%+16.9pp | 69.6%+19.9pp |
| Annual return | -9.95% | 71.96%-81.9pp | 1294.76%-1304.7pp | 31.71%-41.7pp |
| Employer contribution / active EE | $2,963 | $2,069+43.2% | $3,264-9.2% | $2,471+19.9% |
| Participant deferral / active EE | $3,030 | $2,939+3.1% | $3,964-23.6% | $3,741-19.0% |
| Admin fee / account holder | $2,172 | $3,978-45.4% | $5,617-61.3% | $5,306-59.1% |